Recurring Deposit
A Disciplined Savings Plan
Deposit a fixed amount every month and enjoy attractive interest rates at maturity to achieve your financial goals effortlessly.
Open RD AccountWhy Open a Recurring Deposit?
Fixed Monthly Savings
Build a savings habit with a small amount every month
Attractive Returns
Earn up to 7.25% p.a. — higher for women and senior citizens
DICGC Insured
Your deposits are insured up to ₹5 Lakhs per depositor
Loan Against RD
Avail up to 90% loan against your RD if needed
Interest Rate Table (W.E.F. 16.12.2025)
| Tenure | General / Societies | For Women | Senior Citizens |
|---|---|---|---|
| 7 days – 100 days | 4.50% | 5.00% | 5.00% |
| 101 days – 549 days | 5.50% | 6.00% | 6.00% |
| Only 550 days | 7.00% | 7.25% | 7.25% |
| 550 days (up to ₹5L individual) | 7.75% (All Categories) | ||
| 551 days – 1095 days | 5.75% | 6.25% | 6.25% |
| 1096 days – 1825 days | 6.00% | 6.50% | 6.50% |
| 1826 days – 3650 days | 6.50% | 7.00% | 7.00% |
* Terms & Conditions Apply. Rates effective 16.12.2025.
RD Quick Facts
- Min. deposit: ₹100/month
- Tenure: 6 months to 10 years
- Premature closure allowed
- Nomination facility available
- Joint RD account permitted
Find Your Nearest Sant Sopan Kaka Bank Branch / ATM
Locate our branches and ATMs near you for convenient banking services across Maharashtra.
Visit a branch